5958 Bullard Road, Hartland Twp MI — Just Listed — $585,000
Mahon Homes
JUST LISTED
5958 Bullard Road
Hartland Twp, MI 48430
List Price
$585,000
5 Bed · 2 Bath · 2,322 sq ft
Get Pre-Qualified
Heather Mahon
Mahon Homes Lic #415932 · Heather Mahon Lic #6506046198
"Associate broker leading the Mahon Homes team across Livingston and Genesee counties."
Call / Text
(734) 649-1428
Email
heather@mahonhomes.com
Three Ways to Own This Home
Estimated payments — Conventional at 6.375%, 30-year fixed, 740 FICO, owner-occupied primary residence
Down Payment
5%
$29,250
Loan Amount$555,750
Principal & Interest$3,467
Mortgage Insurance$190
Property Taxes$643
Homeowners Insurance$100
Total Monthly$4,400
Your Monthly Payment
$4,400
APR 6.889%
Down Payment
10%
$58,500
Loan Amount$526,500
Principal & Interest$3,285
Mortgage Insurance$127
Property Taxes$643
Homeowners Insurance$100
Total Monthly$4,155
Your Monthly Payment
$4,155
APR 6.776%
Down Payment
20%
$117,000
Loan Amount$468,000
Principal & Interest$2,920
Mortgage Insurance$0
Property Taxes$643
Homeowners Insurance$100
Total Monthly$3,663
Your Monthly Payment
$3,663
APR 6.602%
Mortgage Insurance (MI): Required on conventional loans above 80% LTV; auto-cancels at 78% LTV per the Homeowners Protection Act.
Run Your Own Numbers
Adjust the down payment, rate, or price — see your payment update live.

Estimated Monthly Payment

Loan Amount
Principal & Interest
Mortgage Insurance
Property Taxes (est)
Insurance (est)
Total Monthly
Cash to Close (est): — down payment + ~$7,500 closing. Ask Rob about credits, gift funds, and DPA.
The Cost of Waiting
"I'll wait for rates to drop" is the most expensive sentence in real estate. Here's the math.
ScenarioBuy TodayWait 6 monthsWait 1 yearWait 2 yearsWait 3 years
Property Value (3.5% est.)$585,000$595,149 ▲ 1.7%$605,475 ▲ 3.5%$626,667 ▲ 7.1%$648,600 ▲ 10.9%
Down Payment Needed (5%)$29,250$29,757$30,274$31,333$32,430
P&I + MI Payment$3,657$3,657$3,657$3,657$3,657
Lost Appreciation—$10,149$20,475$41,667$63,600
Lost Equity Build-up—$3,130$6,361$13,139$20,362
TOTAL COST OF WAITING$0$13,279$26,836$54,805$83,962
5 Years from Now
What does owning this home do for your finances vs. renting?
IF YOU BUY
Net Wealth in 5 Years
+$146,058
Home value (3.5%/yr)$694,796
Loan balance (60 pmts)$519,489
= Total equity$175,308
Less down payment−$29,250
Net wealth gain+$146,058
IF YOU RENT
Net Wealth in 5 Years
-$152,903
Year 1 rent ($2400/mo)$28,800
Years 1–5 rent (3%/yr)$152,903
Equity built$0
Net wealth gain-$152,903
5-Year Wealth Swing: Buying vs Renting
$298,961
Financing Made Simple
Backed by McKenney Home Lending — a Michigan-licensed mortgage broker partnering with Mahon Homes.
Rob McKenney
Owner / Mortgage Broker · McKenney Home Lending
"My job is to make sure the path to ownership is honest, fast, and built around your situation. We'll figure it out!"
NMLS #23394 · Company NMLS #2497854
Apply NowSchedule a Call
Equal Housing Lender · Mahon Homes (Brokerage Lic #415932) · Heather Mahon (Lic #6506046198) · Rob McKenney NMLS #23394 · McKenney Home Lending NMLS #2497854
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McKenney Home Lending is a licensed Michigan mortgage broker (NMLS 2497854). Rates and payment scenarios shown are based on a $585,000 owner-occupied single-family purchase in Hartland Twp (Livingston County), MI, 740 FICO, 30-year fixed, current as of 2026-08-20. APR is shown with equal prominence to the interest rate. Conventional MI is required above 80% LTV and auto-cancels at 78% LTV per the Homeowners Protection Act; MI factors are estimates and vary by FICO, LTV, and product. Property tax estimate reflects the post-sale uncapped taxable value (SEV $292,500) at ~26.4 mills with Principal Residence Exemption; the seller's current capped taxable value is $292,500 (current taxes $7,713/yr), so first-year escrow may initially be set lower. Not a commitment to lend. Subject to credit approval, underwriting and appraisal. Equal Housing Lender.